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Pore over your accounts statements like an archaeologist on an ancient dig. The first sign of trouble is often a charge that doesn’t look familiar. Hackers sometime make “test” purchases before bigger ones to see if they can get away with it. Alpha Consumer: How to Protect Yourself Post-Security Breach
Monday, April 11, 2011
A few years ago, I discovered that I had over ten open credit card accounts at the age of twenty five. I had two Discover cards, three Citi cards, two MBNA cards (now Bank of America), and three American Express cards (one personal, one business, and one corporate). I had opened more than one credit card a year since eighteen, which is the earliest you can usually get a credit card on your own (minors can’t be bound to legally binding contracts on their own), and it was far too many. Reasons to Cut Back on Credit Cards